--- title: "Scams in New Zealand: latest scams and where to report" url: https://tapsafely.com/scams-in-new-zealand source: TapSafely description: "The scams hitting people in New Zealand most, official figures, who scammers pretend to be, and where to report a scam." --- [Home](https://tapsafely.com/)/[Scams by country](https://tapsafely.com/scams-by-country)/ New Zealand Scams by country # Scams in New Zealand: what to watch for right now A plain summary of the scams official agencies in New Zealand warn about most, with the latest published figures and the fastest way to get help. By the TapSafely editorial team · Updated 16 September 2026 ## The numbers New Zealanders reported NZ$26.9 million in direct financial losses to the NCSC in 2024/25, up from NZ$21.6 million the year before, across 5,995 reports. [National Cyber Security Centre (NCSC) New Zealand](https://www.ncsc.govt.nz/insights-and-research/cyber-threat-reports/cyber-threat-report-2025/incident-reporting-analysis/) Direct financial losses reported to the NCSC reached NZ$12.4 million in the July to September 2025 quarter, up 118% on the previous quarter. [National Cyber Security Centre (NCSC) New Zealand](https://www.ncsc.govt.nz/news/ncsc-report-for-quarter-3-2025-shows-large-increase-in-reported-financial-losses/) Inland Revenue received over 3,000 scam reports in the three months to February 2026. [Inland Revenue](https://www.ird.govt.nz/media-releases/2026/warning-about-impersonation-scams) ## Scams to watch for in New Zealand Common in New Zealand ### Investment scams Inland Revenue says investment scams on social media and websites are a major reason New Zealanders lost $265 million to fraud in 2025. [How to spot it](https://tapsafely.com/scams/crypto-investment-scams) Common in New Zealand ### Online shopping scams Netsafe says shopping scams were the most common scam reported in November 2025, with 266 reports. [How to spot it](https://tapsafely.com/scams/fake-online-shops) Common in New Zealand ### Job and business opportunity scams The NCSC says employment and business opportunity scams rose 50% in the July to September 2025 quarter. [How to spot it](https://tapsafely.com/scams/task-job-scams) Common in New Zealand ### Phishing and fake login pages Phishing and credential harvesting was the second most reported incident type to the NCSC in 2024/25, with 1,994 reports. [How to spot it](https://tapsafely.com/scams/phishing-links) Common in New Zealand ### Fake toll and rego texts NZ Transport Agency Waka Kotahi warns of scam texts asking you to pay overdue tolls or renew your rego, and says real NZTA texts only come from 3651. [How to spot it](https://tapsafely.com/scams/unpaid-toll-parking-texts) ## Who scammers pretend to be Inland Revenue · NZ Transport Agency Waka Kotahi · NZ Police · Banks · Well-known New Zealanders in fake ads Never trust a call, text or email just because it uses one of these names. Contact the organisation using details you find yourself. ## If you've been scammed in New Zealand 1. Contact your bank immediately, because the sooner your bank knows the better the chance of getting your money back. 2. Report money lost to a scam to NZ Police online or by calling 105. 3. Report the scam to the National Cyber Security Centre at ncsc.govt.nz/report. 4. For advice and support, contact Netsafe on 0508 638 723, and report investment scams to the Financial Markets Authority. ## Where to report a scam in New Zealand - [Report scams and cyber incidents to the NCSC](https://www.ncsc.govt.nz/report/) - Forward scam texts free to 7726 · **7726** - [Get help from Netsafe](https://netsafe.org.nz/report) · **0508 638 723** Reviewed 2026-09-16. Services change, so check the official site if a link doesn't work. ## Scam Weather for New Zealand Loading… ### Got a suspicious message? Check it free. It works in any language. [Check a message](https://tapsafely.com/#check) ## Questions What are the most common scams in New Zealand? According to official sources: Investment scams, Online shopping scams, Job and business opportunity scams, Phishing and fake login pages, Fake toll and rego texts. What should I do first if I've been scammed in New Zealand? Contact your bank immediately, because the sooner your bank knows the better the chance of getting your money back. Report money lost to a scam to NZ Police online or by calling 105. Who do scammers pretend to be in New Zealand? Official warnings mention Inland Revenue, NZ Transport Agency Waka Kotahi, NZ Police, Banks, Well-known New Zealanders in fake ads. ## Official sources and further reading Figures and warnings on this page come from these official sources. - [Incident reporting analysis 2024/25](https://www.ncsc.govt.nz/insights-and-research/cyber-threat-reports/cyber-threat-report-2025/incident-reporting-analysis/) (National Cyber Security Centre (NCSC) New Zealand) - [Scammed? Take action](https://www.consumerprotection.govt.nz/general-help/scamwatch/scammed-take-action) (Consumer Protection (MBIE)) - [Warning about impersonation scams](https://www.ird.govt.nz/media-releases/2026/warning-about-impersonation-scams) (Inland Revenue) - [Fraud/Scam/Cyber](https://www.police.govt.nz/use-105/fraud-scam-cyber) (New Zealand Police)