--- title: "Wells Fargo scam texts: how to spot a fake | TapSafely" url: https://tapsafely.com/scams/wells-fargo-scam-texts source: TapSafely description: "Is that Wells Fargo message real? The warning signs, Wells Fargo's real websites, how to check safely and where to report a fake." --- [Home](https://tapsafely.com/)/[Scam guides](https://tapsafely.com/scams/)/[Brand scams](https://tapsafely.com/scams/brands)/ Wells Fargo # Wells Fargo scam texts: how to spot a fake Scammers copy Wells Fargo because millions of people use it. Here's how to tell a fake Wells Fargo message from a real one, and what to do if you already clicked. By the TapSafely editorial team · Updated 16 September 2026 ## In short Wells Fargo says it will never ask for your password, PIN or one-time access code by email or text, and it will never ask you to move money to anyone, including yourself, to reverse a transfer or get a refund. Most of its genuine texts come from a small set of short codes, such as 93557. **Most common fake:** Fake fraud alert asking you to reply or call about a transaction. **Safest check:** Check the sender: most real Wells Fargo texts come from 93557, 93733, 93729, 93767, 20342, 22981 or 93000. Example · fake Wells Fargo message · Illustrative, links disabled Wells Fargo: We have suspended your debit card due to an unusual charge of $489.00. To reactivate, log in here: wellsfargo-alerts[.]co/unlock An example fake Wells Fargo message with the warning signs highlighted. ## What Wells Fargo says Wells Fargo says it will never ask for your password, PIN or one-time access code by email or text, and it will never ask you to move money to anyone, including yourself, to reverse a transfer or get a refund. Most of its genuine texts come from a small set of short codes, such as 93557. Source: [Wells Fargo](https://www.wellsfargo.com/privacy-security/fraud/report/phish/) ## Common fake Wells Fargo messages - Fake fraud alert asking you to reply or call about a transaction - Text saying your account is locked or your card is suspended - Request to share a one-time access code - Caller asking you to send money to yourself to reverse a transfer - Request to download screen sharing software ## Wells Fargo's real web addresses Genuine Wells Fargo links and emails use these domains. Look at the part just before the first single slash: **wellsfargo.com** is real, but **wellsfargo-support-center.com** or **wellsfargo.com.account-check.top** are not. - **wellsfargo.com** Scammers can also hide a fake link behind real-looking text. [Learn how to read a web address](https://tapsafely.com/scams/phishing-links). ## How to check a Wells Fargo message safely 1. Check the sender: most real Wells Fargo texts come from 93557, 93733, 93729, 93767, 20342, 22981 or 93000 2. Sign in through the Wells Fargo app or by typing wellsfargo.com yourself 3. Call the number on your card if you are unsure 4. Never share a one-time code or move money because someone contacted you ## How to report a fake Wells Fargo message - Email the suspicious message to reportphish@wellsfargo.com, then delete it. [Official details on wellsfargo.com](https://www.wellsfargo.com/privacy-security/fraud/report/phish/) - Forward suspicious texts to 7726 (SPAM) to alert your mobile carrier. [Official details on wellsfargo.com](https://www.wellsfargo.com/privacy-security/fraud/bank-scams/bank-imposter/) - Report the scam to the Federal Trade Commission at ReportFraud.ftc.gov. [Official details on reportfraud.ftc.gov](https://reportfraud.ftc.gov/) Also report it to the official fraud service in your country. [See the worldwide list](https://tapsafely.com/been-scammed#where-to-report). ## If you clicked, paid or shared details ### Act quickly. It makes a difference. 1. If you entered card or bank details, call your bank now using the number on your card, and ask them to block the card. 2. If you entered a password, change it on the real Wells Fargo website or app and turn on two-step verification. 3. Expect follow-up calls or messages pretending to help. Never share one-time codes or move money to a "safe account". 4. Report the scam, then delete the message. More help: [Verification-code and account-takeover scams](https://tapsafely.com/scams/verification-code-scams) and [what to do after a scam](https://tapsafely.com/been-scammed). ## Questions people ask Does Wells Fargo send messages asking for payment or personal details? Wells Fargo says it will never ask for your password, PIN or one-time access code by email or text, and it will never ask you to move money to anyone, including yourself, to reverse a transfer or get a refund. Most of its genuine texts come from a small set of short codes, such as 93557. How can I check if a Wells Fargo message is real? Check the sender: most real Wells Fargo texts come from 93557, 93733, 93729, 93767, 20342, 22981 or 93000. Sign in through the Wells Fargo app or by typing wellsfargo.com yourself. Call the number on your card if you are unsure. Never share a one-time code or move money because someone contacted you. How do I report a fake Wells Fargo message? Email the suspicious message to reportphish@wellsfargo.com, then delete it. Forward suspicious texts to 7726 (SPAM) to alert your mobile carrier. Report the scam to the Federal Trade Commission at ReportFraud.ftc.gov. I clicked a link in a fake Wells Fargo message. What should I do? Don't enter anything else. If you typed card or bank details, call your bank now using the number on your card. If you entered a password, change it on the real website and turn on two-step verification. Then report the message and delete it. ## Official sources and further reading We check our pages against official advice from the organisations themselves and from government agencies. - [Report Phishing](https://www.wellsfargo.com/privacy-security/fraud/report/phish/) (Wells Fargo) - [Tips to Avoid Bank Imposter Scams](https://www.wellsfargo.com/privacy-security/fraud/bank-scams/bank-imposter/) (Wells Fargo) - [How To Recognize and Avoid Phishing Scams](https://consumer.ftc.gov/articles/how-recognize-avoid-phishing-scams) (Federal Trade Commission) ### Got a message like this? Paste the message or link Check it free ### Still unsure? Describe what happened and our AI assistant will help, in any language. Ask TapSafely ### Seen this scam? Your report helps warn people in your area. [Report it](https://tapsafely.com/report) ### Free check tools - [Link checker](https://tapsafely.com/link-checker) - [QR code checker](https://tapsafely.com/qr-code-checker) - [Screenshot checker](https://tapsafely.com/screenshot-scam-checker) - [Scam glossary](https://tapsafely.com/scam-glossary) ## Related [Guide ### Verification-code and account-takeover scams “I sent you a code by mistake, can you send it back?” How scammers steal WhatsApp, email and bank accounts with one-time… Read guide](https://tapsafely.com/scams/verification-code-scams)[Brand alert ### Google and Gmail scams: how to spot them and stay safe Google says it will never call you about your account security, and it will not ask for your password, ask you… How to spot it](https://tapsafely.com/scams/google-gmail-scams)[Brand alert ### Telegram scams: how to spot them and stay safe Telegram sends login codes only to the verified service notifications chat named Telegram in your chat list, a… How to spot it](https://tapsafely.com/scams/telegram-scams)[Brand alert ### USPS scam texts: how to spot a fake USPS says it will not send you texts or emails unless you first asked for updates using a tracking number, and… How to spot it](https://tapsafely.com/scams/usps-scam-texts)