Prize, lottery and giveaway scams

“Congratulations! You've been selected to receive a free phone.” Or your loyalty points are about to expire. Or a celebrity is giving away money. All you have to do is pay shipping or a processing fee.

Hands holding a phone with a chat conversation on screen
Photo: John Tuesday / Unsplash

In short

You've won a phone, a lottery or a supermarket reward. You just need to pay a small fee. How prize scams and fake giveaways work.

Top warning signs: You didn't enter; A fee to claim; Expiring points or rewards.

First thing to do: Ignore and delete. Check any real loyalty balance in the official app.

Example · SMSIllustrative, links disabled
Rewards
Congratulations! Your 5,200 loyalty points expire today. Redeem them for a free gift now, just cover the £2.99 shipping: points-reward-club[.]shop
An example scam message with the warning signs highlighted.

How the scam works

Fake prizes collect card details through small “shipping” fees, or sign you up to hidden recurring subscriptions. Lottery versions ask for “taxes” or “release fees” before paying out. The prize never exists.

Red flags to look for

  • You didn't enter. You can't win a competition you never joined.
  • A fee to claim. Real prizes don't require payment.
  • Expiring points or rewards. Check in the official app instead.

What to do if you get one

  1. Ignore and delete. Check any real loyalty balance in the official app.
  2. Report the message to your carrier or email provider.

If you already paid or shared details

Act quickly. It makes a difference.

  1. Call your bank to block the card, and look for recurring charges you didn't agree to.

More help: what to do after a scam, and where to report it in your country.

How to protect yourself next time

Take your details off data broker sites

Scammers buy phone numbers, home addresses and family details from people-search and data broker sites. The less of that is public, the fewer and less convincing the scam messages you get.

Free: You can ask each site to delete your details yourself. In the EU and the UK, data protection law gives you that right.

Keep security software with web protection on your devices

It blocks many known scam and malware websites and warns about dangerous apps. That matters most if you installed an app or "support" tool someone asked you to.

Free: Keep your phone and browser updated, and leave Google Play Protect or Microsoft Defender switched on. Both are free.

  • Bitdefender Partner link Security suite for phone and computer with web and scam protection.

Compare the tools that help, and what each costs

Links marked Partner link may earn us a commission, at no cost to you. It never changes our advice, and the free option always comes first. Affiliate disclosure.

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Official sources and further reading

We check our guides against advice from government agencies and consumer protection bodies.