Venmo scams: how to spot them and stay safe

Scammers copy Venmo because millions of people use it. Here's how to tell a fake Venmo message from a real one, and what to do if you already clicked.

A woman checking an order on her phone, with parcels around her
Photo: Rifki Kurniawan / Unsplash

In short

Most common fake: Fake prize or cash reward with a link to claim it.

Safest check: Never share the verification code Venmo texts you with anyone.

Where to report it: Forward fake Venmo emails as an attachment, or send a screenshot of the text showing the full phone number, to phishing@venmo.com.

Example · fake Venmo messageIllustrative, links disabled
Venmo: Your account has been limited due to unusual activity. Confirm your identity within 24 hours to avoid suspension: venmo-secure[.]help/confirm
An example fake Venmo message with the warning signs highlighted.

What Venmo says

Venmo says nobody at Venmo will contact you to ask for your password or verification code, and it will never ask for remote access to your device, ask you to install another app, or ask you to send money to verify your account. Real Venmo emails greet you by your name rather than a generic greeting, and anything urgent can be found by signing in to the app. Source: Venmo

Common fake Venmo messages

These are the 5 shapes a fake Venmo message usually takes. They are listed in the order we see them most often, and none of them is something Venmo itself does.

  1. Fake prize or cash reward with a link to claim it
  2. Caller posing as Venmo support who asks for your verification code
  3. Payment from a stranger followed by a request to refund it
  4. Buyer who sends a fake payment screenshot
  5. Friend's account asking for money after the profile was changed

Venmo's real web addresses

Genuine Venmo links and emails use these domains. Look at the part just before the first single slash: venmo.com is real, but venmo-support-center.com or venmo.com.account-check.top are not.

  • venmo.com

Scammers can also hide a fake link behind real-looking text. Learn how to read a web address.

How to check a Venmo message safely

  1. Never share the verification code Venmo texts you with anyone
  2. Open the Venmo app yourself to check for any real account notices
  3. Check whether the message greets you by your full name, not 'Dear user'
  4. Use the Help Center on venmo.com instead of phone numbers found in search results or messages

How to report a fake Venmo message

Also report it to the official fraud service in your country. See the worldwide list.

If you clicked, paid or shared details

Act quickly. It makes a difference.

  1. If you entered card or bank details, call your bank now using the number on your card, and ask them to block the card.
  2. If you entered a password, change it at venmo.com, typed into your browser yourself, and turn on two-step verification. Do not use any link from the message.
  3. Expect follow-up calls or messages pretending to help, sometimes claiming to be from Venmo security. Never share one-time codes and never move money to a "safe account".
  4. Forward fake Venmo emails as an attachment, or send a screenshot of the text showing the full phone number, to phishing@venmo.com, then delete the message.

More help: Marketplace buyer and seller scams and what to do after a scam.

How to protect yourself next time

Watch for anyone using your identity

If you shared ID documents, card details or a Social Security number, monitoring can alert you when someone opens credit or accounts in your name.

Free: In the US, a credit freeze at Equifax, Experian and TransUnion is free and blocks most new-credit fraud. Elsewhere, ask your bank and your credit reference agency about fraud alerts.

Keep security software with web protection on your devices

It blocks many known scam and malware websites and warns about dangerous apps. That matters most if you installed an app or "support" tool someone asked you to.

Free: Keep your phone and browser updated, and leave Google Play Protect or Microsoft Defender switched on. Both are free.

  • Bitdefender Partner link Security suite for phone and computer with web and scam protection.

Compare the tools that help, and what each costs

Links marked Partner link may earn us a commission, at no cost to you. It never changes our advice, and the free option always comes first. Affiliate disclosure.

Questions people ask

Does Venmo send messages asking for payment or personal details?

Venmo says nobody at Venmo will contact you to ask for your password or verification code, and it will never ask for remote access to your device, ask you to install another app, or ask you to send money to verify your account. Real Venmo emails greet you by your name rather than a generic greeting, and anything urgent can be found by signing in to the app.

How can I check if a Venmo message is real?

Never share the verification code Venmo texts you with anyone. Open the Venmo app yourself to check for any real account notices. Check whether the message greets you by your full name, not 'Dear user'. Use the Help Center on venmo.com instead of phone numbers found in search results or messages.

How do I report a fake Venmo message?

Forward fake Venmo emails as an attachment, or send a screenshot of the text showing the full phone number, to phishing@venmo.com. Report the scam to the Federal Trade Commission at ReportFraud.ftc.gov.

I clicked a link in a fake Venmo message but did not enter anything. Am I at risk?

Opening a link is far less serious than filling one in. Close it, and if you need your account, reach it by typing venmo.com yourself. Clicking does tell the sender your number is live, so expect more messages for a while: forward fake venmo emails as an attachment, or send a screenshot of the text showing the full phone number, to phishing@venmo.com.

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Official sources and further reading

We check our pages against official advice from the organisations themselves and from government agencies.